Conversations

  "That's great!  So let us talk about some words related to finance. Example  budget.  A budget is an estimation of your income and expenses. It allows you to track and plan how you will spend your money, which can help you make financial decisions around paying off debt and saving for retirement." Vocabulary financial literacy              / fai · nan · shl  *  li · tr · uh · see/  the ability to understand financial skills budget                                   / ˈbəjət / n. an estimate of income and expenditure for a set period of time debt                                        / det / n. money that is owed or due   credit                                    / ˈkredət / n. the ability of a customer to obtain goods or services before payment. mortgage                           / ˈmôrɡij / n.   an immovable property that is used as collateral to avail a loan.    Expressions It allows me/you... I want to... Conversation Practice The conversation will focus on planning

  Vocabulary preference      / ˈpref(ə)rəns / n. a greater liking for one alternative over another or others. layer               / ˈlāər / n. a number of sheets that are stacked on other thin pieces. trends             /' trend / n. a fashion.     fancy              / ˈfansē / adj. not plain or ordinary    fabric             / ˈfabrik / n. cloth or other material produced by weaving or knitting fibers. Expressions Can you... Do you... I prefer... I think... I like... Conversation Practice A: Can you describe your fashion preferences? B: I prefer simple and modern fashion. A: Do you have a specific brand that you like? B: Gallarda Galante, her brand is simple yet elegant. A: Which season is it the easiest to be fashionable? B:       I think autumn is the easiest to be fashionable. Because it is a cool-season, I can enjoy layering my clothes. Winter is too cold to be fashionable. A: Who is the most fashionable in your family? B: It's me. A: Do you follow a certai

Golden Week celebrates four of Japan’s 15 national holidays. It is a good way to start a conversation so people will appreciate what makes it unique for the Japanese. Vocabulary series                   / ˈsirēz / n.  a set of related events one after another.      consider              / kənˈsidər / v. think carefully about (something), typically before making a decision.    honor                / ˈänər / v. regard with respect. ratification         / ˌradəfəˈkāSH(ə)n / n. the action of giving formal consent. staycation          / ˌstāˈkāSHn / n. a vacation in one's home or nearby Questions What is Golden Week? What do the Japanese do on Golden Week? How do you wish a happy Golden Week in Japanese? Why is Golden Week celebrated? Is Golden Week a good time to visit Japan? Do you decorate for Golden Week? What are the holidays during Golden Week? What happens during each Golden Week's national holiday? What did you do last Golden Week? Is there anything that you dislike about G

This topic is a discussion about your free time. VOCABULARY spare time:              The time when you are free to do other things aside from work                                   Ex. What do you do in your spare time? leisure time :            T he time when you are not working and you can relax and do things that you enjoy; spare time Ex. I am very busy with my work, and I don’t have much leisure time. leisure activities :   The things that you do during your leisure time.                                   Ex. I visit the museum during my leisure time. DISCUSSION QUESTIONS 1. When do you have free time? 2. Do you have much free time on weekends? 3. What do you do in your free time? /How do you spend your free time? 4. Do you like watching movies/playing computer games or surfing the internet in your free time? 5. Do you play any sports? 6. Where do you go when you have free time? 7. Who do you spend your free time with? 8. How do women in your family usually spend their free time? 9

Culture is an umbrella term that encompasses the social behavior and norms found in societies, including knowledge, beliefs, arts, habits, and capabilities. Through the years we learned to blend, learn and adapt to each others' situations. Understanding culture and norms help us be more considerate. This lesson provides an insight into how culture is experienced, perceive, and appreciated as you discuss it with each other.  Vocabulary adopt                        / əˈdäpt / v. choose to take up, follow, or use. culture                / ˈkəlCHər / n. the arts, customs, social institutions, and achievements of a particular nation, people, or other social groups. rude                          / ro͞od / adj. offensively impolite or ill-mannered. shock                       / SHäk / n. a sudden upsetting or surprise event or experience. situation                 / ˌsiCHəˈwāSH(ə)n / n. a set of circumstances in which one finds oneself. Expressions I think... The best... The most importa

Everything we think, say, and do is a result of deep-seated habits etched into our minds through years and years of repetition. These habits help us forward or hinder our progress in all facets of our life. Habits are considered a powerful part of our daily events. According to a study, 45 percent of everything we do on a daily basis is driven by our habits. This lesson will provide an insight into a person's daily habits. The participants will converse about their daily routine. Vocabulary:  habits                  / ˈhabət / n. a practice or regular tendency to do things. modern               / ˈmädərn / adj. relating to the present or recent times as opposed to the remote past. oversleep          / ˌōvərˈslēp / v. sleep longer or later than one intended routine                / ro͞oˈtēn / n. a sequence of actions that is regularly followed impulsive           / imˈpəlsiv / adj. acting or done without forethought Expressions: I usually get... my mourning routine... I prefer... My